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ARTHUR J. GALLAGHER & CO. FY 2025 10-K, explained in plain English

AJG · 10-K for the period ending December 31, 2025, filed February 17, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$13.9B
Gross margin— not reported
Operating income— not reported
Net income$1.5B
Diluted EPS$5.74
Cash & equivalents— not reported
Total assets$70.7B
Long-term debt$12.9B

Key takeaway

Total company revenue grew 21% to $13.9 billion in 2025, primarily from the $13.8 billion AssuredPartners acquisition and the $1.2 billion Woodruff Sawyer deal.

🔒 4 more takeaways in the full analysis

Beneath the surface

The AssuredPartners deal was financed with $8.5B raised from a December 2024 stock offering plus $5B in new senior notes, meaning much of the reported debt and cash growth predates the acquisition itself, complicating year-over-year comparisons.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for AJG.

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