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Bank of New York Mellon Corp FY 2025 10-K, explained in plain English

BNY · 10-K for the period ending December 31, 2025, filed February 25, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$20.1B
Gross margin— not reported
Operating income— not reported
Net income$5.5B
Diluted EPS$7.40
Cash & equivalents$5.1B
Total assets$472.3B
Long-term debt$31.9B

Key takeaway

BNY reported $20.08 billion in revenue and $5.55 billion in net income for 2025, translating to $7.40 diluted EPS.

🔒 4 more takeaways in the full analysis

Beneath the surface

Cash and equivalents of $5.11 billion look modest against $31.87 billion in long-term debt, but the bank also holds $150.5 billion in available-for-sale and held-to-maturity debt securities, suggesting far greater liquid asset backing than the headline cash figure implies.

🔒 3 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 7 more findings — plus insider trades, activist stakes, and 8-K events for BNY.

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