CAPITAL ONE FINANCIAL CORP FY 2025 10-K, explained in plain English
Key financials — as reported
| Total revenue | $8.1B |
| Gross margin | — not reported |
| Operating income | — not reported |
| Net income | $2.5B |
| Diluted EPS | $4.03 |
| Cash & equivalents | — not reported |
| Total assets | $669.0B |
| Long-term debt | $49.9B |
Key takeaway
Capital One continues integrating Discover, which the filing says increases operational, cybersecurity, and regulatory complexity across the combined company.
🔒 4 more takeaways in the full analysis
Beneath the surface
Available-for-sale debt securities show $7.09B of accumulated unrealized losses against a $97.66B amortized cost basis, with $52.2B of that in securities underwater for 12+ months, indicating significant unrealized bond losses sitting in AOCI (which is -$5.47B).
🔒 3 more insights a headline reader would miss
This is the free preview. The full analysis explains every line item above and includes 7 more findings — plus insider trades, activist stakes, and 8-K events for COF.
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