SECdecoded Read filings, not jargon.

Corpay, Inc FY 2025 10-K, explained in plain English

CPAY · 10-K for the period ending December 31, 2025, filed February 27, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$4.5B
Gross margin— not reported
Operating income$2.0B
Net income$1.1B
Diluted EPS$15.03
Cash & equivalents$2.4B
Total assets$26.4B
Long-term debt$10.0B

Key takeaway

Corpay reported $4.53 billion in revenue and $1.07 billion in net income for fiscal 2025, with diluted EPS of $15.03.

🔒 4 more takeaways in the full analysis

Beneath the surface

Total debt of roughly $10.0 billion long-term debt dwarfs the $2.41 billion of unrestricted cash, so net debt is substantial despite the large $8.99 billion combined cash-and-restricted-cash figure that includes client/settlement funds not freely available to the company.

🔒 3 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 7 more findings — plus insider trades, activist stakes, and 8-K events for CPAY.

Read the full analysis free Free account · 5 full analyses included · no card required