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D.R. Horton, Inc. FY 2025 10-K, explained in plain English

DHI · 10-K for the period ending September 30, 2025, filed November 19, 2025 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$34.3B
Gross margin23.7%
Operating income— not reported
Net income$3.6B
Diluted EPS$11.57
Cash & equivalents$3.0B
Total assets$35.5B
Long-term debt— not reported

Key takeaway

Fiscal 2025 revenue declined 7% to $34.3 billion and pre-tax income fell to $4.7 billion from $6.3 billion as affordability constraints and cautious consumer sentiment weighed on demand.

🔒 4 more takeaways in the full analysis

Beneath the surface

Despite lower revenue and earnings, operating cash flow rose to $3.4 billion from $2.2 billion, suggesting working-capital/inventory management (inventory real estate build reflected in the ~$1.9 billion swing in the inventory-related cash flow line) helped offset margin compression.

🔒 3 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 7 more findings — plus insider trades, activist stakes, and 8-K events for DHI.

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