Fair Isaac Corp FY 2025 10-K, explained in plain English
Key financials — as reported
| Total revenue | $2.0B |
| Gross margin | 82.2% |
| Operating income | $924.9M |
| Net income | $651.9M |
| Diluted EPS | $26.54 |
| Cash & equivalents | $134.1M |
| Total assets | $1.9B |
| Long-term debt | $3.1B |
Key takeaway
FICO closed fiscal 2025 with $1.99 billion in revenue and 82.2% gross margin, showing continued strength in its Scores and Software businesses.
🔒 4 more takeaways in the full analysis
Beneath the surface
Long-term debt of $3.06 billion versus just $134 million cash and equivalents implies a substantial net debt position (~$2.9 billion), a leverage level not obvious from headline profitability figures alone.
🔒 4 more insights a headline reader would miss
This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for FICO.
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