JACK HENRY & ASSOCIATES, INC. FY 2025 10-K, explained in plain English
Key financials — as reported
| Total revenue | $2.4B |
| Gross margin | 42.7% |
| Operating income | $568.7M |
| Net income | $455.7M |
| Diluted EPS | $6.24 |
| Cash & equivalents | — not reported |
| Total assets | $3.0B |
| Long-term debt | $0 |
Key takeaway
Jack Henry serves approximately 7,400 financial institutions, including over 950 banks and 715 credit unions, across its core and non-core product lines.
🔒 4 more takeaways in the full analysis
Beneath the surface
The company holds zero long-term debt and reported $27.8 million of interest income against $17.3 million net interest income, suggesting a net cash-positive position rather than a leveraged one.
🔒 4 more insights a headline reader would miss
This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for JKHY.
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