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JPMORGAN CHASE & CO FY 2025 10-K, explained in plain English

JPM · 10-K for the period ending December 31, 2025, filed February 13, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$182.4B
Gross margin— not reported
Operating income— not reported
Net income$57.0B
Diluted EPS$20.02
Cash & equivalents— not reported
Total assets$4.42T
Long-term debt$435.2B

Key takeaway

Net income declined 2% to $57.0 billion even as total net revenue grew 3% to $182.4 billion, because credit provisions rose 33% to $14.2 billion.

🔒 4 more takeaways in the full analysis

Beneath the surface

The 2025 results lack a repeat of 2024's one-off $7.9 billion Visa share gain and $1.0 billion Foundation contribution, making the prior-year comparison less clean than headline revenue growth suggests.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for JPM.

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