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MORGAN STANLEY FY 2025 10-K, explained in plain English

MS · 10-K for the period ending December 31, 2025, filed February 19, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$70.6B
Gross margin— not reported
Operating income— not reported
Net income$16.9B
Diluted EPS$10.21
Cash & equivalents$111.7B
Total assets$1.42T
Long-term debt$341.7B

Key takeaway

Morgan Stanley reported $70.6 billion in revenue and $16.9 billion in net income for fiscal 2025, translating to diluted EPS of $10.21.

🔒 4 more takeaways in the full analysis

Beneath the surface

Cash and equivalents of $111.7 billion plus available-for-sale securities do not come close to offsetting $341.7-348.9 billion in long-term and combined debt, underscoring the firm's structural reliance on debt funding typical of large broker-dealers.

🔒 3 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 7 more findings — plus insider trades, activist stakes, and 8-K events for MS.

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