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NORTHERN TRUST CORP FY 2025 10-K, explained in plain English

NTRS · 10-K for the period ending December 31, 2025, filed February 24, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$5.0B
Gross margin— not reported
Operating income— not reported
Net income$1.7B
Diluted EPS$8.74
Cash & equivalents— not reported
Total assets$177.1B
Long-term debt— not reported

Key takeaway

Northern Trust reported $5.02 billion in revenue and $1.74 billion in net income for fiscal 2025, with diluted EPS of $8.74.

🔒 4 more takeaways in the full analysis

Beneath the surface

The available-for-sale securities portfolio carries $34.0 billion in fair value against $34.1 billion amortized cost, with unrealized losses of $158.7 million versus gains of just $92.8 million, indicating meaningful embedded losses in the bond book.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for NTRS.

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