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PNC FINANCIAL SERVICES GROUP, INC. FY 2025 10-K, explained in plain English

PNC · 10-K for the period ending December 31, 2025, filed February 20, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$23.1B
Gross margin— not reported
Operating income— not reported
Net income— not reported
Diluted EPS$16.59
Cash & equivalents— not reported
Total assets$573.6B
Long-term debt$57.1B

Key takeaway

PNC reported diluted EPS of $16.59 and total revenue of $23.1 billion for 2025, indicating solid overall profitability.

🔒 4 more takeaways in the full analysis

Beneath the surface

Accumulated other comprehensive income was deeply negative at -$3.408 billion, reflecting unrealized losses on the available-for-sale securities portfolio, which had gross unrealized losses of $2.383 billion versus only $621 million in gains.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for PNC.

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