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PRUDENTIAL FINANCIAL INC FY 2025 10-K, explained in plain English

PRU · 10-K for the period ending December 31, 2025, filed February 12, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$60.8B
Gross margin— not reported
Operating income— not reported
Net income$3.6B
Diluted EPS$9.99
Cash & equivalents$19.7B
Total assets$773.7B
Long-term debt$18.9B

Key takeaway

Prudential operates through PGIM (asset management, ~$1.609 trillion AUM), U.S. Businesses (Retirement Strategies, Group Insurance, Individual Life), International Businesses, and a Closed Block division.

🔒 4 more takeaways in the full analysis

Beneath the surface

Comprehensive income of $7.21 billion (net of tax) is more than double reported net income of $3.576 billion, indicating large unrealized gains (partly from AOCI swings) not captured in the net income headline.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for PRU.

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