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RAYMOND JAMES FINANCIAL INC FY 2025 10-K, explained in plain English

RJF · 10-K for the period ending September 30, 2025, filed November 25, 2025 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$15.9B
Gross margin— not reported
Operating income— not reported
Net income$2.1B
Diluted EPS$10.30
Cash & equivalents$11.4B
Total assets$88.2B
Long-term debt— not reported

Key takeaway

Raymond James reported $15.9 billion in revenue and $2.135 billion in net income for fiscal 2025, with diluted EPS of $10.30.

🔒 4 more takeaways in the full analysis

Beneath the surface

The filing explicitly warns that approaching $100 billion in total consolidated assets (currently $88.2 billion) would subject RJF to enhanced prudential standards including stress testing and higher capital/liquidity requirements, a material forward risk not evident from the headline asset figure alone.

🔒 3 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 7 more findings — plus insider trades, activist stakes, and 8-K events for RJF.

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