SECdecoded Read filings, not jargon.

TYLER TECHNOLOGIES, INC. FY 2025 10-K, explained in plain English

TYL ยท 10-K for the period ending December 31, 2025, filed February 18, 2026 ยท Read the original on SEC.gov โ†’

Key financials โ€” as reported

Total revenue$2.3B
Gross margin46.5%
Operating income$357.7M
Net income$315.6M
Diluted EPS$7.20
Cash & equivalents$1.0B
Total assets$5.6B
Long-term debt$599.7M

Key takeaway

Total revenue increased 9.1% in 2025 to $2.33 billion, led by an 18.1% rise in subscription revenue from SaaS conversions and transaction fees.

๐Ÿ”’ 4 more takeaways in the full analysis

Beneath the surface

Despite $599.7 million in long-term debt, the company holds $1.015 billion in cash, implying a net cash position rather than a leveraged balance sheet.

๐Ÿ”’ 3 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 7 more findings โ€” plus insider trades, activist stakes, and 8-K events for TYL.

Read the full analysis free Free account ยท 5 full analyses included ยท no card required