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United Parcel Service, Inc FY 2025 10-K, explained in plain English

UPS · 10-K for the period ending December 31, 2025, filed February 17, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$88.7B
Gross margin— not reported
Operating income$7.9B
Net income$5.6B
Diluted EPS$6.56
Cash & equivalents$5.9B
Total assets$73.1B
Long-term debt$23.6B

Key takeaway

Revenue declined 2.6% to $88.7B mainly due to the Coyote divestiture, planned volume cuts from UPS's largest customer, and lower Mail Innovations volume, partly offset by International Package growth and healthcare logistics gains.

🔒 4 more takeaways in the full analysis

Beneath the surface

Reported net income was flattered by a $0.30/diluted-share gain from SCS real-estate sale-leaseback transactions, while non-GAAP adjusted EPS of $7.16 strips out $0.53/share of Transformation Strategy costs and $0.18/share of impairments including a $137M MD-11 fleet retirement charge.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for UPS.

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