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US BANCORP \DE\ FY 2025 10-K, explained in plain English

USB · 10-K for the period ending December 31, 2025, filed February 23, 2026 · Read the original on SEC.gov →

Key financials — as reported

Total revenue$28.7B
Gross margin— not reported
Operating income— not reported
Net income$7.6B
Diluted EPS$4.62
Cash & equivalents— not reported
Total assets$692.3B
Long-term debt$60.8B

Key takeaway

US Bancorp reported net income of $7.57 billion on $28.66 billion of total revenue for the year ended December 31, 2025.

🔒 4 more takeaways in the full analysis

Beneath the surface

Accumulated other comprehensive income remains deeply negative at -$6.99 billion, reflecting large unrealized losses embedded in the available-for-sale securities portfolio.

🔒 4 more insights a headline reader would miss

This is the free preview. The full analysis explains every line item above and includes 8 more findings — plus insider trades, activist stakes, and 8-K events for USB.

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